AIB Reduces Mortgage and Deposit Rates Following ECB Cuts

Dublin: AIB has announced reductions in both mortgage and deposit interest rates, aligning with recent European Central Bank rate cuts. Effective May 13, the bank will lower rates on its one- and two-year Fixed Term Deposit accounts by 0.25% and 0.5%, respectively, while all other savings rates remain unchanged.

In a significant move, AIB is also cutting fixed mortgage rates by up to 0.75% for new and existing customers of AIB, EBS, and Haven. The two-year fixed mortgage rate will decrease by 0.75%, with other fixed rates falling by 0.5%, excluding the high-value four-year fixed rate.

These changes aim to support customers amid a shifting interest rate landscape and will particularly benefit those with lower energy-rated homes or nearing the end of existing fixed-rate terms. AIB emphasized its continued focus on providing competitive value and balanced rate adjustments.

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